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Mortgage Refinance Options

Not quite endless, but pretty darn close…

When it comes to mortgage refinancing, we offer a TON of options. Whether you’re looking to lower your mortgage interest rate and monthly payment, build equity in your home faster, pull cash out to make large purchases or make home improvements, we have it all!

With interest rates constantly fluctuating, a good question to ask yourself is “when was the last time I checked on my mortgage interest rate?” The answer could be hundreds of dollars in savings!

That being said, below is a quick recap of the popular mortgage programs we offer that can help you reach your home financing goals.

Home Loan Refinance Options

Fixed Rate Mortgages

The 30 year fixed rate mortgage is the most popular mortgage, especially among first time homebuyers, and has been for quite some time because of its affordability, stability and flexibility.

Refinancing into a 15 year fixed rate mortgage is the new trend, especially with the low interest rates that have held up for some years now. Many homeowners are refinancing from a 30 year fixed mortgage to a 15 year fixed mortgage because of the many benefits it offers.

FHA Streamline

If you’re already a FHA homeowner, and you’re contemplating a refinance to save some dollars every month, a FHA streamline may be an option.

FHA Cashout

Also, we do have a FHA cashout option – give us a call to find out more details!

FHA Home Improvement

The FHA 203(k) home loan makes it easy to refinance your current loan and include the necessary dollars needed to make home improvements such as bathroom or kitchen upgrades.

VA Streamline

For current VA mortgage holders that are looking to lower their interest rate and monthly payment, we present the Interest Rate Reduction Refinance Loan (IRRRL), aka the VA Streamline Refinance.

VA Cashout

The VA Cashout refinance is also a popular option. It allows current VA mortgage holders the opportunity to pull the cashout of their built up home equity. What could you do with cash?

Don’t quite see what you’re looking for? Give us a call! We offer many niche mortgage refinance options, and we’ll work with you to identify the solution that works for you!