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Mortgage Specialist

 

 

 

 

?We are able to provide home financing solutions to clients in the states in which we are licensed as OneTrust Home Loans. Please see our Locations & Licensing page for more details.

 

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Bank Statement Mortgage for Self-Employed Business Owners

If you're a self-employed business owner, you may have experienced issues with trying to get a mortgage from a traditional mortgage lender. When you can't provide the "typical" W-2s or paystubs to verify income, you need a unique home loan program to help you reach your goals.

Our suite of portfolio home loans, especially our Bank Statement program, has helped many of our self-employed clients reach their home financing goals.

With this program you can be a consultant, real estate agent, artist, farmer, carpenter, personal advisor, or whatever it was you dreamed as a kid, and still enjoy the benefits of home financing.

Portfolio Loans Explained

Portfolio mortgages are originated by us, the lender, and then we service them for the entire life of the loan. Because we aren't selling our loan to a larger bank which occurs often in the mortgage industry, we can establish qualification criteria for our loan programs without having to abide to strict industry standard guidelines. When a unique scenario arises, we have a committee that reviews and makes the final decision on your home financing scenario.

Bank Statement Program Benefits

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Designed for self-employed business owners

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Available to first-time home buyers

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Purchase, refinance and cash-out options

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Leverage your business accounts for cash reserves, down payment or closing costs

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Available for owner-occupied, second home or investment properties

What our clients say about us

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