Why Information Is Collected?
Financial companies choose how they share your personal information. The applicable laws give consumers the right to limit some but not all sharing. We are also required to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What Information Is Collected?
The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number, Credit history, Account balances, Credit scores, Payment history, and Employment information. When you are no longer our customer, we continue to share your information as described in this notice.
How Your Information Is Used
All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reasons OneTrust Home Loans chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information||Does OneTrust Home Loans Share?||Can you limit this sharing?|
For our everyday business purposes —
such as to process your transactions, maintain your
account(s), respond to court orders and legal investigations, or report ot credit bureaus
|For our marketing purposes —
to offer our products and services to you
|For joint marketing with other financial companies||No||We Don’t Share|
For our affiliates’ everyday business purposes —
information about your transactions and
|No||We Don’t Share|
|For our affiliates’ everyday business purposes —
information about your creditworthiness
|No||We Don’t Share|
|For nonaffiliates to market to you||No||We Don’t Share|
How OneTrust Home Loans Protects Your Information.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How Does OneTrust Home Loans Collect My Personal Information?
We collect your personal information, for example, when you apply for a loan, or provide a copy of your government issued ID. We also collect your personal information from third-parties, such as credit bureaus, affiliates, or other companies.
Why Can’t I Limit All Sharing?
Federal law gives you the right to limit only the sharing of information for affiliates’ everyday business purposes (i.e., information about your creditworthiness), to limit affiliates from using your information to market to you, and to limit sharing your information for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
Access To Your Information
You may request access to the personal information that the Company holds about you by contacting us. If you wish to change personal information that is out of date or inaccurate at any time please contact us. After notice from you, we shall take reasonable steps to correct any of your information that is inaccurate, incomplete or out of date. If you wish to have your personal information deleted, please let us know and we shall delete that information wherever practical.
The Company’s website may occasionally contain links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site, they should read the privacy statements of any other site that collects personally identifiable information.
You can refuse or delete cookies. Most browsers and mobile devices offer their own settings to manage cookies. If you refuse a cookie when on an OneTrust Home Loans website, or if you delete cookies, you may experience some inconvenience in your use of our websites. For example, you may not be able to sign in and access your account, or we may not be able to recognize you, your device, or your online preferences.
Connecting with OneTrust Home Loans on Social Media Sites
Contests and Surveys
From time to time, we may offer you the option to participate in contests, sweepstakes, or surveys. If you would like to participate, we may ask you for contact information, preferences, or other information. This information may be used to conduct research, improve our offerings, or contact you regarding home financing or award prizes. Our contests or sweepstakes may have separate rules, and we will identify how the information that you supply will be used in each case.
The Company reserves the right to amend this policy at any time as deemed necessary. To ensure you are updated with changes, please continue to visit this privacy page regularly.
1 OneTrust Home Loans is a registered DBA for CalCon Mutual Mortgage LLC, a Delaware LLC (NMLS #46375) headquartered at 3131 Camino Del Rio North, Suite 1680, San Diego, CA 92108 (phone: 888-488-3807). The OneTrust name has been registered in most states where CalCon operates. In those states where OneTrust is not registered, then we operate as CalCon except in for South Carolina where CalCon operates under the registered trade name or either OneTrust Home Loans or the Tabor Mortgage Group.