Here are some key questions to ask at application time to help you find the best overall mortgage loan for you. However, always remember a lender could have the best rate in town but if they can’t close your loan it doesn’t matter!
- What is the interest rate on this mortgage?
- How many discount and origination points will I pay?
- What are the closing costs?
- When can I lock the interest rate, and what is the cost to do so?
- Does this loan have a prepayment penalty?
- What is the minimum down payment required?
- What are the qualifying guidelines for this loan?
- What documents do I have to provide?
- How long will it take to process my application?
- Could there be any delays in approving my loan?
For complete mortgage loan program details and to find out if you qualify, contact us today at 888-488-3807 or go to www.OneTrustHomeLoans.com.
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