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Alternative Home Financing Solutions

When you don't fit into the square of traditional home financing, we have loan programs to help you reach your goals. These are called our portfolio home loan programs.

Request a Consultation with a
Home Financing Specialist

 

 

 

 

?We are able to provide home financing solutions to clients in the states in which we are licensed as OneTrust Home Loans. Please see our Locations & Licensing page for more details.

 

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What is a portfolio
mortgage?

Portfolio mortgages are originated by us, the lender, and then we service them for the entire life of the loan. Typically, a lender might sell your loan to a larger bank after it's funded to manage the monthly mortgage payments, but for our special portfolio programs, we provide the servicing of your mortgage payments for the life of your loan.

What advantages are there
with a portfolio loan?

Because we aren't selling your loan to a larger bank, we can establish qualification criteria for our loan programs without having to abide to strict industry standard guidelines. When a unique scenario arises, we have a committee that reviews and makes the final decision on your home financing scenario.

This means we can offer more programs for those that may have had trouble fitting into the box of traditional home loans. We offer unique programs tailored for investors, business owners, vacationers, and more!

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