Locations & Licensing

The NMLS system is designed to be the sole resource center for any licensing-related questions or concerns. If there is any conflicting information between any details listed here and NMLS, the information in NMLS is what should be considered to be fact.

To go to the NMLS Consumer Access Page, click below:
https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/46375

Find your local branch here:
https://www.onetrusthomeloans.com/branch

NMLS Unique Identifier # 46375
(888) 488-3807

picture of state we operate in

Alabama – Consumer Credit License – License #21912

Alaska – Mortgage Broker/Lender License – License #AK46375. Mortgage Broker/Lender License Other Trade Name #1 – License #AK46375-1 /  Other Trade Name #2 – License #AK46375-2

Arizona – Mortgage Banker License – License # 0924456 3838 Camino Del Rio North Suite 305, San Diego CA 92108

Arkansas – Combination Mortgage Banker-Broker-Servicer License – License # 111942 3838 Camino Del Rio North Suite 305, San Diego CA 92108

California – Residential Mortgage Lender Act License – License # 4131248 / Financing Law License – License # 60DBO-125922
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act

Colorado – Mortgage Company Registration – NMLS# 46375 Regulated by the Division of Real Estate

Connecticut – Mortgage Lender License – License# ML-46375

Delaware – Lender License – License # 032047

CalCon Mutual Mortgage LLC, NMLS ID # 46375, regulated and approved by the Delaware Office of the State Bank Commissioner, License # 032047, 3838 Camino Del Rio North Suite 305, San Diego CA 92108. However, the Office of the State Bank Commissioner has not approved the use of our trade names, OneTrust Home Loans. Therefore, CalCon Mutual Mortgage may not accept on-line applications from this website and will not directly market under the name OneTrust in the state of Delaware. Please call (888)-488-3807 to speak with a representative of CalCon Mutual Mortgage LLC.

District of Columbia – Mortgage Dual Authority License – License #MLB463745

Florida – Mortgage Lender Servicer License – License #MLD884

Georgia – Mortgage Lender License/Registration – License #31653

CalCon Mutual Mortgage LLC, NMLS ID # 46375, regulated and approved by the Georgia Department of Banking and Finance, License # 31653, 3838 Camino Del Rio North Suite 305, San Diego CA 92108. However, the Department of Banking and Finance has not approved the use of our trade names, OneTrust Home Loans. Therefore, CalCon Mutual Mortgage may not accept on-line applications from this website and will not directly market under the name OneTrust in the state of Georgia. Please call (888)-488-3807 to speak with a representative of CalCon Mutual Mortgage LLC.

Hawaii – Mortgage Loan Originator Company License – License # HI-46375

Idaho – Mortgage Broker/Lender License – License # MBL-8010

Illinois – Illinois Residential Mortgage License – License # MB.6761256, Department of Financial and Professional Regulation, 3838 Camino Del Rio North Suite 305, San Diego CA 92108

STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.

Indiana –  Mortgage Lending License – License # 34636, Licensed by the Department of Financial Institutions

Iowa – Mortgage Banker License; License # 2019-0024 / Other Trade Name #2 License # 2020-0167 / Other Trade Name #3 License # 2023-0150

CalCon Mutual Mortgage LLC, NMLS ID # 1431088, Licensed Iowa Mortgage Banker Branch Registration-Regulated by Iowa Division of Banking ; License # 2019-0024, 616 S American Blvd. Boise, ID 83702. However, the Iowa Division of Banking has not approved the use of our trade names, OneTrust Home Loans. Therefore, CalCon Mutual Mortgage may not accept on-line applications from this website and will not directly market under the name OneTrust in the state of Iowa. Please call (888)-488-3807 to speak with a representative of CalCon Mutual Mortgage LLC.

Kansas – Kansas Mortgage Company License – License # MC.0025587

Kentucky – Kentucky Mortgage Company License – License # MC410020

CalCon Mutual Mortgage LLC, NMLS ID # 46375, regulated and approved by the Kentucky DFI, License # MC410020, 3838Camino Del Rio North Suite 305, San Diego CA 92108. However, the DFI has not approved the use of our trade names, OneTrust Home Loans. Therefore, CalCon Mutual Mortgage may not accept on-line applications from this website and will not directly market under the name OneTrust in the state of Kentucky. Please call (888)-488-3807 to speak with a representative of CalCon Mutual Mortgage LLC.

Louisiana – Residential Mortgage Lender License – License # 46375

Maine – Supervised Lender License – License # 46375 – Maine Bureau of Consumer Credit Protection

Maryland – Mortgage Lender License – License # 22648

Massachusetts – Mortgage Lender License/Lender Broker License – License # MC46375

CalCon Mutual Mortgage LLC, NMLS ID # 46375, regulated and approved by Massachusetts Division of Banks, License # MC46375, 3838 Camino Del Rio North Suite 305, San Diego CA 92108. However, the Massachusetts Division of Banks has not approved the use of our trade names, OneTrust Home Loans. Therefore, CalCon Mutual Mortgage may not accept on-line applications from this website and will not directly market under the name OneTrust in the state of Massachusetts. Please call (888)-488-3807 to speak with a representative of CalCon Mutual Mortgage LLC.

Michigan – 1st Mortgage Broker/Lender/Servicer License – License # FL0021072, 2nd Mortgage Broker/Lender/Servicer Registrant – License# SR0021073

Minnesota – Residential Mortgage Originator License – License # MN-MO-46375 / Residential Mortgage Originator License Other Trade Name #1 License # MN-MO-46375.1, This is not an offer to enter into an interest rate lock agreement under Minnesota law.

Mississippi – Mortgage Lender License – License # 46375, Mississippi Registered Mortgage Company

Missouri – Mortgage Company License – License # 21-2189

Montana –Mortgage Broker License – License # 46375 / Mortgage Lender License – License # 46375

Nebraska – Nebraska Mortgage Banker License – License # 46375/1529870

CalCon Mutual Mortgage LLC, NMLS ID # 46375, regulated and approved by Nebraska Department of Banking and Finance, License # 46375, 3838 Camino Del Rio North Suite 305, San Diego CA 92108. However, the Nebraska Department of Banking and Finance has not approved the use of our trade names, OneTrust Home Loans. Therefore, CalCon Mutual Mortgage may not accept on-line applications from this website and will not directly market under the name OneTrust in the state of Nebraska. Please call (888)-488-3807 to speak with a representative of CalCon Mutual Mortgage LLC.

Nevada – Mortgage Broker License – License #3894

New Hampshire – Mortgage Banker License # 23367-MB – Regulated by New Hampshire Banking Department

New Jersey – Residential Mortgage Lender License – License # 46375 – Licensed by the NJ Department of Banking and Insurance

New Mexico – Mortgage Loan Company License – License #46375

North Carolina – Mortgage Lender License – License # L-162033

North Dakota –Money Broker License – License # MB102516

Ohio – Ohio Residential Mortgage Lending Act Certificate of Registration – License # RM.502087.000

Oklahoma – Mortgage Lender License – License #ML002650 / Mortgage Lender License – Other Trade Name #1 – License ML013213

Oregon – Mortgage Lender License – License # ML-5188

Pennsylvania – Mortgage Lender License – License # 67798

CalCon Mutual Mortgage LLC, OneTrust Home Loans, NMLS ID #46375, Licensed Mortgage Lender-Regulated by Pennsylvania Department of Banking and Securities; License # 67798, 3838 Camino Del Rio North Suite 305, San Diego, CA 92108 (888) 488-3807. However, the Department of Banking and Securities has not approved the use of our trade names, OneTrust Home Loans. Therefore, CalCon Mutual Mortgage may not accept on-line applications from this website and will not directly market under the name OneTrust in the state of Pennsylvania. Please call (888)-488-3807 to speak with a representative of CalCon Mutual Mortgage LLC.

Puerto Rico – Puerto Rico Mortgage Lender/Servicer License – License #IH-235-Corporate, #IH-235-01-Houston, #IH-235-02-San Juan, #IH-235-03-Aguadilla

Rhode Island – RI Mortgage Lender License # 20204076LL, RI Loan Broker License # 20204077LB – Regulated by State of Rhode Island Department of Business Regulations

South Carolina – Mortgage Lender / Servicer License & Mortgage Lender / Servicer License / Other Trade Name #1 OTHL- License # MLS – 46375OTN#1 /Other Trade Name #3 – OTHL-License # MLS – 46375OTN#3 /Other Trade Name #4 – OTHL-License # MLS – 46375OTN#4

South Dakota – Mortgage Lender License # ML.05270 – Regulated by South Dakota Division of Banking

Tennessee – Mortgage License – License # 120261

Texas – SML Mortgage Banker Registration – License #SML 46375

(Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s web site at www.sml.texas.gov.)(888) 488-3807

Utah – Mortgage Entity License Other Trade Name # 1 – License # 8625197 / Utah DRE – Mortgage Entity License #7277199 / Mortgage Entity License Other Trade Name # 2 – License # 12127272

U.S. Virgin Islands – Mortgage Lender License, License # VI-MLC-46375

Vermont – VT Lenders License #7478 / Other Trade Name #1 License # 7479 / Other Trade Name #2 License # 7613

Vermont – Mortgage Broker License – License # 1573 MB/ Other Trade Name #1 – License # 1574 MB

Virginia – Lender License – License # MC-6659, NMLS# 46375 (www.nmlsconsumeraccess.org)

Washington – Consumer Loan Company License – License # CL46375

West Virginia – Mortgage Broker License – License # MB-46375, Mortgage Broker  License # ML-35575

Wisconsin – Wisconsin Mortgage Banker Branch License – License # 46375BA / Mortgage Broker License – License # 46375BR

CalCon Mutual Mortgage LLC, NMLS ID # 46375, Licensed Wisconsin Mortgage Banker, regulated and approved by the Wisconsin Department of Financial Institutions , License # 46375BA, 3838 Camino Del Rio North Suite 305, San Diego CA 92108. However, the Wisconsin Department of Financial Institutions has not approved the use of our trade names, OneTrust Home Loans. Therefore, CalCon Mutual Mortgage may not accept on-line applications from this website and will not directly market under the name OneTrust in the state of Wisconsin. Please call (888)-488-3807 to speak with a representative of CalCon Mutual Mortgage LLC.

Wyoming – Mortgage Lender/Broker License – License # 2385, Supervised Lender License – License #SL-3849

OneTrust Home Loans is a trade name of the legal entity, CalCon Mutual Mortgage LLC, a Delaware LLC (NMLS #46375). The OneTrust name has been registered in most states where CalCon operates, and in those states where it is not registered, CalCon operates as CalCon.

Customer Resolutions:

Report a problem or provide feedback on your experience by emailing Feedback@OneTrustHomeLoans.com