Insights from OneTrust Home Loans
Backlog Protection Playbook: Three Lending Controls That Keep Completed Homes on Schedule
Backlog Protection Playbook: Three Lending Controls That Keep Completed Homes on Schedule
At OneTrust Home Loans, we help builders protect their backlog by monitoring buyyer qualification, testing financing against interest-rate changes, developing custom rate-lock strategies, and improving visibility from contract through closing....
Read More →
From Contract to Keys: The Critical Path for an On-Time New-Home Closing
From Contract to Keys: The Critical Path for an On-Time New-Home Closing
A new-construction mortgage can close in less than 30 days when the home is near completion, the buyer submits documents early, and the lender controls underwriting....
Read More →
What Builders and Buyers Should Look for in a Construction Lender
What Builders and Buyers Should Look for in a Construction Lender
A construction-to-permanent loan finances a new home’s construction and its long-term mortgage, through either one closing or two....
Read More →
Forward Commitments Under Pressure: A Fixed-Cost vs. Variable-Cost Decision Model
Forward Commitments Under Pressure: A Fixed-Cost vs. Variable-Cost Decision Model
A forward commitment mortgage program lets a builder reserve a block of mortgage rates for future buyers before homes are sold, protecting sales from rate volatility during construction....
Read More →
Fewer Lenders, More Applications: A Builder Lender Case Study
Fewer Lenders, More Applications: A Builder Lender Case Study
A multi-state builder with more than 20 offices cut 90% of its 300+ lender relationships, committed 90% of its buyer volume to OneTrust Home Loans as its primary lending partner, and saw sales applications rise 329% in the first 45 days....
Read More →