San Diego, CA — OneTrust Home Loans has been named a 2026 HousingWire Tech100 Mortgage Award winner, recognizing the company’s leadership in mortgage technology innovation and its successful deployment of SKIE AI, an advanced generative AI platform transforming mortgage operations.
The HousingWire Tech100 Mortgage award honors the most innovative and impactful technology organizations shaping the future of the mortgage industry. OneTrust Home Loans was recognized for its implementation of SKIE AI, a proprietary generative AI platform developed and owned by Grind Analytics and deployed by OneTrust Home Loans to modernize lending workflows across the mortgage lifecycle.
SKIE AI brings together loan guidelines, real-time loan data, workflow automation, document intelligence, and analytics into a single secure platform designed to drive efficiency, consistency, and compliance in complex operational environments. While purpose-built for mortgage lending, the underlying platform is industry agnostic and adaptable across a wide range of enterprise use cases.
Since launching in 2025, OneTrust Home Loan’s deployment of SKIE AI has delivered measurable operational impact, including meaningful reductions in processing time, improved workflow efficiency, and labor savings already in the six figures, with seven-figure impact projected in 2026. The platform enables teams to move faster, reduce friction across operations, and deliver a more consistent, high-quality customer experience.
“This recognition reflects our commitment to deploying technology that solves real operational challenges in mortgage lending,” said Shane Erskine, Co-Founder of OneTrust Home Loans. “By partnering with Grind Analytics and implementing SKIE AI across our organization, we’ve been able to centralize critical information, eliminate inefficiencies, and empower our teams with faster access to the insights they need to better serve customers.”
James Hecht, CEO of OneTrust Home Loans, added, “The HousingWire Tech100 award is one of the most respected recognitions in mortgage technology. We’re honored to be included among this year’s winners. Our work with SKIE AI reflects a long-term commitment to responsible innovation, strengthening compliance, improving efficiency, and allowing our people to focus on delivering exceptional service.”
Now in its 14th year, the HousingWire Tech100 Mortgage award recognizes organizations that demonstrate measurable impact, scalability, and innovation across the housing ecosystem. Winners are selected based on how their technology advances the industry and delivers meaningful results.
About OneTrust Home Loans
OneTrust Home Loans is a privately-owned Ginnie Mae, Fannie Mae, and Freddie Mac approved direct lender and servicer licensed in 49 states and 2 U.S. territories with sales and operations across the country. In addition to standard loan options including Conventional, FHA, VA, USDA, and Jumbo, OneTrust originates a significant volume of portfolio and construction loans held on its own balance sheet.
The company also operates one of the fastest-growing reverse mortgage channels in the country and continues to expand through builder joint ventures.
OneTrust Home Loans places special importance on customer service, as reflected in its tagline: Service is Everything!®
OneTrust Home Loans is a member of Warp Speed Holdings, a diversified holding company with lending, insurance, title/escrow, and technology among its current holdings.
For additional information, visit www.OneTrustHomeLoans.com.