OneTrust Home Loans Announces the Opening of a New Branch Office

OneTrust will focus on providing competitive mortgage loan products, leading edge technology, and unparalleled customer service in Carlsbad, California.

OneTrust Home Loans and OneTrust Senior Lending, a leading mortgage banker located in San Diego, California opened a new loan office in Carlsbad, CA. The branch is conveniently located at 2784 Gateway Road, Suite 101 staffed with experienced and knowledgeable loan officers specializing in residential mortgage lending.

“We are very proud and excited to be part of the Carlsbad community. We understand that convenience is important to our clients and referral sources. We are delighted that we can provide the means to discuss their mortgage requirements with local loan officers who understand their needs and are part of the Carlsbad spirit. OneTrust Home Loans and OneTrust Senior Lending is a very modern mortgage company, grounded in old-fashion values. We built our reputation on being an extraordinary mortgage shopping experience, committed to a variety of loan products and above all dedicated to our tagline, Service is everything!” stated Josh Erskine, CEO of OneTrust Home Loans and OneTrust Senior Lending.

OneTrust is a direct lender and servicer with sales and operations across the country. Emphasizing residential lending, the company’s two lending divisions focus on different sides of the mortgage business. Senior Lending exclusively offers reverse mortgage and Home Loans is traditional forward lending, specializing in SFR, multi-family, condo, resort lending, apartments and mobile homes. OneTrust Home Loans offers a comprehensive suite of mortgage loan product solutions for primary, second home and investment properties available in the marketplace. The lender’s core loan products include:

  •     Conventional – Fannie Mae / Freddie Mac
  •     Jumbo + Super Jumbo – aggressive pricing
  •     Government – FHA, VA, USDA
  •     Portfolio (Foreign National, Condo Hotel)
  •     Niche / Creative Underwriting (Asset Depletion, Cross Collateralization, No Equity in Departing Residence,           Non-Warrantable Condos)
  •     Down Payment Assistance Programs
  •     Reverse Mortgages

In addition to its offices nationwide, OneTrust borrowers and clients can also access a wide range of mortgage loan information at or

About OneTrust Home Loans
OneTrust Home Loans is a privately-owned direct lender with sales and operations across the country. The mortgage lender provides an array of loan options including conventional, FHA, VA, USDA, Jumbo and more. OneTrust Home Loans places special importance on customer service as evidenced by their tagline, Service is everything!® For additional information visit