OneTrust Senior Lending Launches an Information Kit for Senior Borrowers

The Information Kit answers questions, shares powerful insights and facts to help seniors become knowledgeable in Reverse Mortgage possibilities.

San Diego, CA (PRWEB) November 20, 2013

OneTrust Senior Lending, a mortgage banker of San Diego, California announced this week it launched their new Reverse Mortgage Information Kit for seniors in print and digital formats. The Information Kit, which provides seniors and their family with everything they need to know about Reverse Mortgages including clarifying any misconceptions they may have about the product.

“For some seniors, retirement can be a difficult journey and full of uncertainties. Potential problems can arise, like health care expenses, fluctuating stock markets and decreasing home prices. No matter how well planned, retirement can be unpredictable. Our Information Kit is very unique, giving the senior a plethora of information on the key elements of a reverse mortgage, its misconceptions, how to qualify, guidance through the application process and answers to the most frequently asked questions. Our seniors can choose to enjoy reading the digital interactive version on their computer from our website,, or if they prefer a hard copy, we will mail the Kit directly to their home”, says Joshua Erskine, CEO of OneTrust Senior Lending. “The digital version is interactive and quite easy to use. With a point and click you are able to move from page to page for easy reading. The print version, which is identical to what appears online, is high image quality and full color.”

The market for federally-insured reverse mortgage loans was created 20 years ago through the Home Equity Conversion Mortgage (HECM) insurance program, and has grown dramatically in recent years. A reverse mortgage is a loan that allows older homeowners, 62 and older, to convert a portion of their home equity into cash. It is the “reverse” of a traditional mortgage, in which the borrower repays the borrowed sum on a monthly basis. Reverse mortgage borrowers receive money in exchange for their home equity. The loan allows older homeowners to borrow against their home equity without the need to repay the loan until the last surviving borrower dies, sells the home or moves out permanently.

About OneTrust Home Loans
OneTrust Home Loans is a privately-owned direct lender with sales and operations across the country. The mortgage lender provides an array of loan options including conventional, FHA, VA, USDA, Jumbo and more. OneTrust Home Loans places special importance on customer service as evidenced by their tagline, Service is everything!® For additional information visit