Insights from OneTrust Home Loans

You worked hard to save up enough money for a down payment, built good credit, and you’re finally ready to purchase your dream home...

One of the most stressful parts of shopping for a mortgage is the uncertainty of it all. In 2013, about 14% of all home purchase applications and 23% of refinance applications were denied. It’s not exactly a rare occurrence, and it’s never fun to a get a “no” from a lender, but it’s definitely not the end of the world...

Buying a home is one of the biggest decisions an individual or family will make throughout their entire life. Prior to the financial crisis...

If you’re shopping for a home, you’ve probably come across properties listed as “foreclosures” or “short sales.” What do these terms...

A foreclosure occurs when a homeowner stops paying their home mortgage. Unfortunately, there are consequences when this occurs, up to and including eviction...