The number one reason many people put off buying a home is that they think they can’t afford it and become scared off due to the lack of a downpayment. People often think they need to come up with thousands of dollars in cash in order to get a mortgage. This is simply not true. There are all sorts of programs sponsored by developers, lenders, and even the government that can enable first-time homebuyers to finance as much as 95%, 97% or even 100% of the home’s purchase price. One of the fastest and simplest ways to find a low or no-money down mortgage is to contact a Mortgage Specialist today.