Ask Your Lender

Here are some key questions to ask at application time to help you find the best overall mortgage loan for you. However, always remember a lender could have the best rate in town but if they can’t close your loan it doesn’t matter!

  • What is the interest rate on this mortgage?
  • How many discount and origination points will I pay?
  • What are the closing costs?
  • When can I lock the interest rate, and what is the cost to do so?
  • Does this loan have a prepayment penalty?
  • What is the minimum down payment required?
  • What are the qualifying guidelines for this loan?
  • What documents do I have to provide?
  • How long will it take to process my application?
  • Could there be any delays in approving my loan?

For complete mortgage loan program details and to find out if you qualify, contact us today at 888-488-3807 or go to

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