There are two very distinct paths that people take when it comes to property ownership. Some people can’t wait to buy their first home, even if it’s a tiny fixer-upper starter home that needs a lot of TLC. The prospect of being a homeowner is simply exciting and you can always work your way up Read Full Story >>

Welcome back to the second half of our two-part blog on how to save up the money you need for your dream home. Last time we talked about carefully collecting and saving your regular working income, something that all adults must master at some point, starting with a separate savings account. With smart shopping practices, Read Full Story >>

Have you been trying for months to save for your dream home down payment only to watch your savings grow and dwindle in a seemingly unstoppable cycle? If so, you’re not alone. The vast majority of modern professionals have trouble managing a savings account simply because the money trickles away on a dozen little monthly Read Full Story >>

The winter months are upon us and homeowners already know that a drop in temperature is always accompanied by an increase in energy cost. Most have probably seen the difference in their heating and electricity expenses already as the average homeowner will experience a 35% increase in energy costs during winter months. However, by making Read Full Story >>

We’re now living in a time where young people are choosing to delay getting married or forgo it altogether, in favor of pursuing career and travel. Single women are leading the way, pushing aside old-fashioned expectations and blazing their own trail independently. One example of this is the rise in the number of single women buying Read Full Story >>

Owning a home comes with a lot of responsibilities as well as certain recurring costs every year, one of which will be your property tax bill. This one tends to catch new homeowners by surprise, so don’t let this be the case for you! Read on to learn more. Property taxes are a primary source Read Full Story >>

Seeing your home damaged or even destroyed by a natural disaster can be one of the most heartbreaking and overwhelming situations you can face. While we know this can be a difficult time, we offer a few home loan programs, such as the Disaster Victims Mortgage Program, the Home Improvement Loan Program, and the HomeStyle Read Full Story >>

Of the special loan programs that exist, one of the most advantageous is the VA Home Loan. Created in 1944 and signed into law by President Franklin D. Roosevelt, the VA home loan program was, in short, designed to honor our Veterans by helping them buy or refinance a home. Eligible active service members, veterans, Read Full Story >>

Most people in the process of buying a new home also have to juggle selling their current home. Which begs the age-old question, which came first, the chicken or the egg? Because it’s extremely difficult to afford the mortgage on two homes and take on the “debt” of both, even if just for a temporary Read Full Story >>