Insights from OneTrust Home Loans

Spring Around the Home

Spring Around the Home

Spring has finally arrived! Well, who am I kidding… the weather here in San Diego is amazing all year round. But for those of you who have been trapped inside your homes...

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Mortgage Insurance Crash Course

Mortgage Insurance Crash Course

Spring is here, and after reading our latest blog about the hottest real estate markets in 2016, you might be pumped on the idea of buying a home...

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Home Buying Spring 2016: Housing Market Outlook & Hottest Real Estate Markets

Home Buying Spring 2016: Housing Market Outlook & Hottest Real Estate Markets

Spring is here, and we all know what that means, the days get longer and warmer, the big egg hunt takes place, April showers arrive to produce May flowers, and of course, it’s open season on the home buying market...

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What’s In A Credit Score?

What’s In A Credit Score?

What’s in a credit score? Good question. According to Credit Karma, your credit score is a three digit number calculated from your data-rich credit report and is one factor used by lenders to determine your creditworthiness for a mortgage, loan, or credit card...

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Why Is An Appraisal Important?

Why Is An Appraisal Important?

If you’re buying a home, an important component in the loan process is the home appraisal. Since a home appraisal determines the value of the home...

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