Insights from OneTrust Home Loans
10 Mortgage Myths
10 Mortgage Myths
Your annual percentage rate (APR) is actually the figure that represents the true cost of your mortgage. It is inclusive of your interest rate, points, mortgage insurance...
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Good Neighbor Next Door Sales Programs
Good Neighbor Next Door Sales Programs
The Neighbor Next Door initiatives are a collection of FHA’s home sales programs designed to help communities and promote homeownership...
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What is the difference between a FHA loan and a conventional loan?
What is the difference between a FHA loan and a conventional loan?
A conventional home loan is one that is not insured or guaranteed by the federal government. This distinguishes it from the three government-backed mortgage types FHA, VA, and USDA. Understanding the difference between FHA and conventional loans can help you avoid unnecessary...
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FHA Makes Mortgages More Affordable For Hundreds of Thousands of Families in the U.S.
FHA Makes Mortgages More Affordable For Hundreds of Thousands of Families in the U.S.
The FHA loan program offers two key benefits to homebuyers (1) smaller down payments and (2) more flexible qualifying guidelines, when compared to a regular “conventional” loan...
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What is a FHA Loan?
What is a FHA Loan?
An FHA home loan is a mortgage that is insured by the federal government, through the Federal Housing Administration. This insurance protects the mortgage lender who makes the loan against losses resulting from a borrower default, or failure to repay...
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