Are you finally ready to make the plunge and buy your dream home? If so, you’re probably shopping around for the mortgage lender that best fits your needs (hint hint, OneTrust Home Loans). Since many first time homebuyers, or even current homeowners don’t know everything about mortgages, they should be asking as many questions as … Continued
Find your Cinderella In Cinderella, not just anyone could slip their foot into the missing glass slipper, although the evil stepsisters tried. It’s the same thing with real estate agents, find one that fits you perfectly – one that specializes in homes in your price range, and that you feel listens to your needs and … Continued
In your search for a home you’ve probably come across a couple of terms: “Fixed Rate Mortgage (FRM)” and “Adjustable Rate Mortgage (ARM).” What exactly are they, what’s the difference, and which one should you get? “Fixed” and “adjustable” both refer to the type of interest rate on your loan. There are advantages and disadvantages … Continued
Woohoo! You just got pre-approved and you’re ready to start shopping for your dream home. Before you jump right into the process, take a few minutes to learn about the participating parties in the homebuying process. When it comes to buying a home, there are more people involved than just your Real Estate Agent and … Continued
It’s opening season… for homebuying 2016! So we created a fun infographic, combining fun facts that will put the “spring” in your step with interesting stats about what’s to come in the 2016 housing buying season.
Spring has finally arrived! Well, who am I kidding… the weather here in San Diego is amazing all year round. But for those of you who have been trapped inside your homes keeping warm all winter long, it’s time for you to get back outside and start enjoying the weather again. While this all sounds … Continued
Spring is here, and after reading our latest blog about the hottest real estate markets in 2016, you might be pumped on the idea of buying a home! If you don’t have 20% to put down on your dream home, you may start to hear about a little something called mortgage insurance, also known as, … Continued
Spring is here, and we all know what that means, the days get longer and warmer, the big egg hunt takes place, April showers arrive to produce May flowers, and of course, it’s open season on the home buying market! Ask most real estate agents, sellers, and homebuyers, and they’ll tell you, spring is traditionally … Continued
What’s in a credit score? Good question. According to Credit Karma, your credit score is a three digit number calculated from your data-rich credit report and is one factor used by lenders to determine your creditworthiness for a mortgage, loan, or credit card. Your score can affect whether or not you’re approved as well as … Continued
If you’re buying a home, an important component in the loan process is the home appraisal. Since a home appraisal determines the value of the home, it also plays a role in how much a mortgage lender is able to lend you for your home financing. Pretty big deal, right? There are several things you … Continued