A credit score is a number that helps lenders forecast how likely you are to make your mortgage payment on time. Each score is based on the information in your credit report and whether you can obtain credit or not. For most kinds of credit scores, higher scores mean you are more likely to be approved, repay on time and pay lower interest rates. That is why they are a vital part of your financial picture. For complete mortgage loan program details and to find out if you qualify, contact us today at 888-488-3807 or go to www.OneTrustHomeLoans.com.