If you’re like most homebuyers, you’re likely shopping around to get the lowest interest rate possible on your mortgage. So what factors, and how do you get the best deal on a mortgage interest rate? You could reach out to a mortgage loan originator (at OneTrust Home Loans, of course) and ask the somewhat loaded … Continued
Are you currently in the market to buy a home? If so, you’re likely concerned about many different aspects of your future home. How many bedrooms will it have? How many bathrooms? How big will the yard be, and so on… However we all know it’s about location, location, location aka neighborhood, neighborhood, neighborhood. Before … Continued
Are you finally ready to make the plunge and buy your dream home? If so, you’re probably shopping around for the mortgage lender that best fits your needs (hint hint, OneTrust Home Loans). Since many first time homebuyers, or even current homeowners don’t know everything about mortgages, they should be asking as many questions as … Continued
Woohoo! You just got pre-approved and you’re ready to start shopping for your dream home. Before you jump right into the process, take a few minutes to learn about the participating parties in the homebuying process. When it comes to buying a home, there are more people involved than just your Real Estate Agent and … Continued
Spring has finally arrived! Well, who am I kidding… the weather here in San Diego is amazing all year round. But for those of you who have been trapped inside your homes keeping warm all winter long, it’s time for you to get back outside and start enjoying the weather again. While this all sounds … Continued
Do you hear the words “mortgage down payment” and start shaking in the knees? For many millennials and first time homebuyers, thinking of how to come up with a home down payment seems like a far off dream in Neverland. Well it’s like anything in life, once you actually learn about it, understand it and … Continued
The month is off to a great start, your neighbor won’t stop blasting annoying teen pop and your landlord is raising rent. But seriously, if you’re starting to get the feeling, that renting just isn’t cutting it anymore, it’s time to put your head down, and find out what you need to do to buy … Continued
If you’re like me (a renter), you may keep asking yourself this one question, “Is now a good time to buy?” Both loan officers and Realtors hear this question very frequently. Prospective homeowners wonder about the economy, higher prices, as well as their budget. For those committed to purchasing a home, first-time buyers or even … Continued
Selecting the right mortgage loan for your financial goals may seem to be overly complicated, but with a little advanced homework, you’ll be much more prepared. Below are some great starter basics to understanding home loans. Fixed-rate versus ARM—With a fixed-rate loan, the interest rate stays the same throughout the life of the loan. The … Continued
Most of us are extra busy during the last couple months of the year —shopping, decorating and attending holiday parties. However, it’s also a time many of us reflect to set goals, make plans, and decide the fate of 2016. Other than the usual, lose weight, save more, travel, or learn a new hobby, here … Continued