One of the major contributors to the financial crisis of 2008 was homebuyers getting into bad loans under the poor advisement of mortgage professionals. Leaders in the industry, such as Mortgage Loan Originator Suzi Boyle, recognized how important it was to set standards and regulations to protect consumers and all those serving in the industry … Continued
People often make lofty New Year’s resolutions at the beginning of the year but struggle to keep up with them after just a few months. For most of us, these can be goals related to family, work, fitness, finances, education, etc. If you’re ready to get serious about your resolutions this year, you’ve come to … Continued
Getting your finances in order is the best way to get yourself ready to buy a home. Getting pre-approved for a loan is the first step in kicking off the home buying process, however it’s also during this time that many people are forced to postpone their plans because they realize their finances are not … Continued
Whether you just bought your home with an FHA Home loan, or you’re a seasoned homeowner determined to maintain your home’s value so you can refinance down the line, it’s the perfect time to start preparing for the changing season. Re-stock your winter essentials Do you live in an area with snow? Well then you … Continued
Are you ready to lock yourself into a lower interest rate or pull some cash out? While those may be the most popular reasons to refinance, there’s many other reasons, depending on your unique financial situation and goals. 1. Lower Your Interest Rate & Monthly Payment The mortgage interest rate a lender may offer … Continued
You worked hard to save up enough money for a down payment, built good credit, and you’re finally ready to purchase your dream home. Being a homeowner comes with many financial obligations that you need to be prepared for. Not sure what to expect once you make the leap? Read on to learn more about … Continued
Buying a home is one of the biggest decisions an individual or family will make throughout their entire life. Prior to the financial crisis of 2008, one of the main financial motivations to buy a home was to build equity. However, times have changed quite a bit over the last 8 years. First-time homebuyers … Continued
I’m sure you’ve heard the term many times while shopping around for your mortgage, but what exactly is an FHA home loan? An FHA home loan is a mortgage insured by the Federal Housing Administration and are very popular. Why? Read on to learn more! Why Do People Get FHA Loans? FHA home loans are … Continued
Summer is filled with plenty of fun activities, including spending time with family and friends outdoors. If you’re one who enjoys entertaining, hosting parties in your backyard might be on your horizon. Getting your backyard in prime condition for these fun summer time activities can be easier than you might think, and kind to your … Continued
Unless you live under a rock, you’ve heard about the Brits deciding to leave the EU, which sent global markets into a flurry. Global stock markets lost a record $3 trillion between Friday and Monday after a sharp sell-off of equities. The dramatic reaction in the global markets will leave investors wary moving forward. If … Continued