People often make lofty New Year’s resolutions at the beginning of the year but struggle to keep up with them after just a few months. For most of us, these can be goals related to family, work, fitness, finances, education, etc. If you’re ready to get serious about your resolutions this year, you’ve come to … Continued
Getting your finances in order is the best way to get yourself ready to buy a home. Getting pre-approved for a loan is the first step in kicking off the home buying process, however it’s also during this time that many people are forced to postpone their plans because they realize their finances are not … Continued
Whether you just bought your home with an FHA Home loan, or you’re a seasoned homeowner determined to maintain your home’s value so you can refinance down the line, it’s the perfect time to start preparing for the changing season. Re-stock your winter essentials Do you live in an area with snow? Well then you … Continued
Are you ready to lock yourself into a lower interest rate or pull some cash out? While those may be the most popular reasons to refinance, there’s many other reasons, depending on your unique financial situation and goals. 1. Lower Your Interest Rate & Monthly Payment The mortgage interest rate a lender may offer … Continued
There are many different home loan options out there and today we’re highlighting the USDA home loan program. It’s been around for a while, but this year it’s gone through a makeover, making it an even more attractive option to those looking to buy a home (and for current USDA mortgage holders, these changes make … Continued
You worked hard to save up enough money for a down payment, built good credit, and you’re finally ready to purchase your dream home. Being a homeowner comes with many financial obligations that you need to be prepared for. Not sure what to expect once you make the leap? Read on to learn more about … Continued
One of the most stressful parts of shopping for a mortgage is the uncertainty of it all. In 2013, about 14% of all home purchase applications and 23% of refinance applications were denied. It’s not exactly a rare occurrence, and it’s never fun to a get a “no” from a lender, but it’s definitely not … Continued
Buying a home is one of the biggest decisions an individual or family will make throughout their entire life. Prior to the financial crisis of 2008, one of the main financial motivations to buy a home was to build equity. However, times have changed quite a bit over the last 8 years. First-time homebuyers … Continued
Short Sales If you’re shopping for a home, you’ve probably come across properties listed as “foreclosures” or “short sales.” What do these terms mean? What are the pros and cons? In this post, we’ll get into short sales – what they are, and what they mean for the people involved in them. Also remember to … Continued
Part 1: Foreclosures If you’re shopping for a home, you’ve probably come across properties listed as “foreclosures” or “short sales.” What do these terms mean? What are pros and cons? In this post, we’ll get into foreclosures – what they are, and what they mean for the people involved in them. We’ll check out short … Continued