For many Americans, buying their dream home is a major life milestone, much like earning their college degree. Unfortunately, with the substantial cost to attain a higher education, Americans have piled up a whopping $1.3 trillion in student loan debt, putting this dream seemingly out of reach for years to come. According to a study … Continued
So you’re ready to buy your dream home! But between the down payment, researching neighborhoods, getting your finances together, and understanding the process as a whole, it can be tough to know where to start. If this sounds like the boat you’re in, then this is the guide for you! In this ultimate guide to … Continued
If you’re in the market to buy a home, your real estate agent has likely explained that home inventory within the US housing market is down. Reasons for this vary, but include the fact that a larger share of homes have been purchased by investors, which has led to higher prices and fierce competition between … Continued
You have your eye on a potentially perfect home. It’s in a great location with good schools, has the perfect pool in the backyard, and enough space to accommodate your new-found home brewing obsession. The only downside is that it needs a few home repairs and updates to become your dream home. If this … Continued
Spring is a wonderful time for homeowners, the flowers are blooming and lawns are growing. Many homeowners jump right into spring cleaning and start preparing for a few projects around the home. With summer only six weeks out, it’s time to finalize those plans and get started on the DIY projects that will add value … Continued
The times they are a-changing, but achieving the American dream of homeownership still rings true for many. Although it can be challenging in many markets, just pick up a magazine or open your laptop and you will read that millennials are finally in the market to buy a home. And here at OneTrust Home Loans, … Continued
Saving money in your 20’s and 30’s should be a top priority for millennials – but many seem to start off on the wrong foot. Nearly 50% of young millennials (in their early 20’s) have $0 in savings, live paycheck to paycheck, and have the loom of student loan debt hanging over their heads. If … Continued
You’ve been on a mission to achieve your home financing goals and it’s finally that time. With so many different options and information floating around out there in regards to home financing, it can be hard to know where to start. I’m sure you’ve been referred to a mortgage broker, been told to check out … Continued
Tax time is just around the corner! Are you considering all of the possible advantages available to you as a homeowner? Whether you bought or sold a home this year or you have an existing mortgage, there are several tax deductions or credits that you may qualify for. Taking advantage of these deductions can help … Continued
One of the major contributors to the financial crisis of 2008 was homebuyers getting into bad loans under the poor advisement of mortgage professionals. Leaders in the industry, such as Mortgage Loan Originator Suzi Boyle, recognized how important it was to set standards and regulations to protect consumers and all those serving in the industry … Continued